Big news is coming to the world of Direct Primary Care (DPC) and it could dramatically improve how individuals and small businesses access affordable, personalized care.
Thanks to new federal legislation dubbed the “One Big Beautiful Bill” (OBBB), the DPC model will soon be more accessible and financially viable than ever before. Beginning January 1, 2026, patients and employers will benefit from major policy changes that redefine how DPC fits into the healthcare system.
These reforms are the result of years of bipartisan advocacy, including the hard work of the Direct Primary Care Coalition and our very own Troy A. Burns, MD. They also reflect growing national support for relationship-based, patient-first primary care.
Here’s what you need to know.
HSA Funds Can Now Be Used for DPC Memberships
Starting in 2026, patients will be able to use their Health Savings Account (HSA) funds to pay for DPC subscriptions; an important milestone in making Direct Primary Care more affordable and accessible.
What does this mean for patients?
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DPC will now count as a qualified medical expense.
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Membership fees will also count toward healthcare deductibles and out-of-pocket maximums.
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The change brings DPC into alignment with traditional care in terms of how it’s categorized and reimbursed.
it is a big win for patients with high-deductible health plans (HDHPs). Rather than facing unpredictable bills or skipping visits due to cost, members can now use pre-tax HSA dollars for regular care through DPC and see their spending count toward important insurance thresholds.
Why it matters:
For many families, DPC was just out of reach financially. This change opens the door for more people to enjoy the benefits of predictable costs, direct physician access, and ongoing care.
Employers Can Now Confidently Offer DPC + HSA Plans
Before this legislation, it was risky for small businesses to offer Direct Primary Care alongside HDHPs and HSA plans. The IRS previously viewed DPC as a “second insurance plan,” which could disqualify employees from HSA eligibility.
But that restriction is officially gone.
Now, employers can pair DPC memberships with high-deductible health plans without legal ambiguity, giving employees a more complete and accessible care experience.
Why this matters for your business:
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You can offer true primary care access to your team while keeping insurance costs manageable.
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DPC supports a healthier, more productive workforce, leading to fewer sick days and lower long-term costs.
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It’s an ideal solution for small businesses seeking better care for employees without the expense of full-coverage traditional plans.
What Should Patients and Employers Do Next?
Although the new rules go into effect January 1, 2026, the time to start planning is now. Whether you’re a patient considering DPC or a business owner looking to build a more effective health benefits plan, this is your chance to take advantage of a more human, affordable healthcare model.
At ProPartners Healthcare, we’ve long believed that healthcare should be:
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Personal
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Transparent
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Affordable
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Accessible
And now, with these upcoming changes, more people than ever can enjoy the benefits of Direct Primary Care in Overland Park and North Kansas City.
Let’s Talk
Want to learn how DPC might fit into your healthcare plan or your small business?
Call us at (913) 451-5709
Schedule a free meet and greet with one of ProPartners Healthcare’s physicians today.
Explore our Direct Primary Care membership plans and pricing.
Whether you’re new to DPC or already a member, we’re here to help you navigate these exciting changes.